How can a foreigner open a US bank account?

By Sebastian Bastek, On 4th March 2021, Under Finance
You can open a bank account if you're an undocumented immigrant at some banks, like Bank of America. However, you will likely need to apply in person and need several forms of identification, like proof of address, Taxpayer Identification Number (TIN), birth certificate, unexpired passport and more.

In this manner, how can a non resident get a US debit card?

Yes it is possible. Most US banks have accounts for non resident aliens and you can open with your international passport. Some will use your temporary address in the US or your foreign address but you have to be physically present and be from a unsanctioned country.

Secondly, can you still keep your US bank account if you left the country as a non immigrant?

While it may be legal to keep the account, your bank may close it if they see you have moved overseas. They might have a policy on issuing bank accounts only to residents of certain areas, or requiring a US mailing address. Each bank is different so you'll need to check.

How can a non US citizen get a US bank account from abroad?

Depending on the branch and state, it is possible to open a US Bank Account with just your passport and a US address. You don't need to show any utility bill on your name, just be able to receive mail in that physical address. Citibank also offers solutions for non residents.

How much money do you need to open a US bank account?

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Citizens: Permanent Residents must provide their Permanent Resident Alien Card (Green Card). Non U.S. Citizens who are not Permanent Resident Alien Cardholders must provide their Passport or Matricula Consular Card. Secondary ID Examples: Credit Card/Debit Card with embossed name, Employer ID, Utility Bill, etc.
Most banks require that you provide:
  1. Government-issued ID, including a passport or other photo ID.
  2. Social Security number.
  3. Proof of your physical address, such as a utility bill.
  4. Any immigration forms.
Fill a certificate of incorporation after your name and the agent has been established. File an incorporation report and pay the tax for your company. Get an EIN (Employer Identification Number) that will allow you to hire workers, pay taxed, open a bank account and attain any necessary licenses.
Buying a House as a Non-U.S. Citizen
Anyone may buy and own property in the United States, regardless of citizenship. There are no laws or restrictions that prevent any individual of any foreign citizenship from purchasing or owning property in the U.S.
The only way to open a US bank account in this situation is to do it in person while visiting the US. And even then, several banks will refuse and the ones which do agree, will be a little hit or miss. It is fully legal to open a bank account without an SSN, but policies vary from bank to bank.
Open a Checking Account Online. Five minutes is all it takes to open a checking account online at, and you can use a credit card or debit card to make your opening deposit.
10 countries with the safest offshore banks in the world
  1. Germany. Americans may be surprised to learn they can open offshore accounts in Germany (albeit at low interest rates), which has the world's safest bank according to Global Finance magazine.
  2. Switzerland.
  3. Netherlands.
  4. Luxembourg.
  5. France.
  6. Singapore.
  7. Sweden.
  8. South Korea.
It is possible to open for foreign investors to open a Singapore brokerage account by post. You will need to check the requirements with the firm you want to use, but essentially the key step is usually to have all the account opening forms and copies of your identification documents certified by a lawyer or notary.
It can be worth keeping an American bank account for convenience. If you have a trusted friend or relative still residing in the U.S. it could be worth asking them to use their address while you are living abroad. If you do so, be sure to opt-in for online statements.
Opening an account
  1. Proof of Identity. Bring your passport and driver's license or state ID.
  2. Proof of Residency.
  3. Startup Funds.
  4. A student or work visa if you need one for the country.
  5. A university letter or proof of school enrollment.
  6. A letter of employment or employment contract.
Yes, you can! In the United States, banks should not ask what your immigration status is. There are ways to establish your identity without having status or a social security number. Opening a bank account is one of the smartest financial moves you can make your first few months as a new immigrant.
Everyone needs at least one checking account and should consider one savings account too. Couples often maintain a joint checking and savings account for the family's finances — mortgage payments on one hand, and the emergency fund on the other — while maintaining a separate checking account for personal expenses.
You are not required to have a social security number to open a checking or savings account. To open a checking or savings account, the bank or credit union will need to verify your name, date of birth, address, and ID number.
FDIC deposit insurance is backed by the full faith and credit of the United States government. Since the FDIC was established, no depositor has ever lost a single penny of FDIC-insured funds.

FDIC deposit insurance coverage.
Ownership category Coverage limit
IRAs and certain other retirement accounts $250,000 per owner
Bank accounts are not only confined to Malaysian residents. Foreigners can freely set up bank accounts in Malaysia if they fulfill certain requirements. In order to open a bank account in Malaysia, without holding a residency permit, you need reference from either a Malaysian contact or your company.